In my opinion when the market is down like right know Im not going to spend it my crypto unless using if for daily purposes like withdrawing the crypto for a monthly bill. the best time when the market is down is to accumulate more coin and token stake it and enjoy when the bullish month coming.
A market downturn is the best time to accumulate more cryptocurrency than to spend it faster, let alone sell at a low price. Be patient and wait for the market to recover and start reaping the really big rewards from it.
When there is a downtrend in the price of bitcoin or any alt coin, that is the best time to buy more. But an individual could only buy more bitcoin when there is extra income available. For someone that has a single source of income, it would be extremely difficult to be patient and to wait for the market to recover and bounce back to reap any reward from it.
When an individual has an extra source of income, only then could you comfortably accumulate and hold your bitcoins when the market is down till when the market bounces back and rises. You wouldnt have to convert your satoshi to fiat to pay for bills or anything of the sort.