Everyone who holds their crypto in the Binance platform should be concerned because the bankruptcy and collapse of the FTX platform is not the last, so we can expect anything, so we have to take precautions and not hold our wealth except in a cold wallet and stay away from exchange platforms,
(....)
This is the downside of a centralized exchange. Once your funds are on a centralized exchange, it means they are not your money anymore, it's already theirs.
And what I always hear from the CEOs of centralized exchanges is "Funds are safe." "We don't use customers' funds", etc.
Those sentences are easy to say. FTX Exchange already proved this.
About Binance outflows, if you really not using Binance, no need to put funds there, but if you are doing trading there, just put the amount how much you are willing to lose just incase or how much you are really using when you are trading.