I also don't have the habit of keeping money at home. I don't have a safe at home....I don't think it is necessary to keep it at home. Although it is possible for the bank to fail if it is placed in the bank, the probability is very small, isn't it?

Now it is a bear market, investing a lot of money also needs to be well planned, otherwise you will sell your coins because of funding problems before the price rises. Investing now is risky, if you can hold on to it for two years, then you can invest in Bitcoin and wait until the price goes up.