Honeygain account cannot act as a valid collateral because;
1. If you default the loan and the lender want to recover his lost money, how is he going to sell off that account easily?
2.
- Most valuable online accounts can easily be recovered by social engineering (the user contacting support to say they were hacked, and regain control of the account) Examples: Steam
This thread is a guide:
[EDU] The Rule of "No Collateral, No Loan" - IGNORE AT YOUR OWN RISK!