I can boldly say that Bitcoin Banking is more reliable and fast because Bitcoin transactions is been done through wallet, the only problem that may occur is if the wallet is not correct another challenge is if the transaction is been encountered with down network but this is in rare cases.
People have been saying this for ages. But not everyone is listening, that's for sure. Otherwise BTC adoption will be more spread out throughout the world. In order to see the bigger picture, you need to get out of your comfort zone and try the new things.
Hopefully people will understand this soon and they can move towards BTC.
And to tackle the issue with wrong wallet address, why don't you just send a little amount first and save the wallet (if successful) for later use. Or you can just try QR codes instead. Fast and reliable.