There is a possibility that the account was sold with the private key. I have seen such offers in Telegram groups and on fiverr.
The facts still stand, the user in question recently woke up (after two years of inactivity) and applied for a loan and a sig campaign
For this to have happened, it means other accounts that's have done this and joined campaigns successfully and this could be some continuation of the enrollment class. @ltcrstrbrt, it seems to me that there are only two possible explanations for the merits you received on your account. Either the accounts that gave you merits are controlled by you (alt accounts) or you acquired the merits through some sort of purchase. Is there any other explanation that I'm not considering?
With most signatures having a requirement of having received a minimum of 5 merits in the last 120 days,this would have been their solution in trying to beat this & wanting to paint a picture they have the good posts on the forum 