[snip]
What would you feel and do if you are in the same shoe of julerz12? I hope your answer is not going to: You will never be in trouble in your life.
At least give him a chance
[month(s)] to resolve this problem before leaving negative feedback and I agree with you.
Leaving negative feedback as of now won't help --let @julerz fix this problem and repay those two companies within a specific time limit.
I do not know how you will pay them @julerz with that big amount --but it is worth it to save the reputation that you have built for how many years here in the forum
[also our country's reputation]. I believe in you, don't lose hope --you can even raise funds in our local to cover up this mess. Many members there have joined the high paid signature campaigns.