I'm from the FCF Pay team!
It would help if you could create separate topic in forum about your FCF cards.The cards are virtual USD cards, similar to prepaid gift cards, but they are tokenizable (they can be added to Apple/Google/Samsung Pay) by using a US/Canada number. Unfortunately, it seems that delivery to online SMS services fails recently. I suggest that you ask a friend in USA/Canada to help you by relaying the SMS validation code. It may take 10-15 minutes to receive the SMS.
Why do I need to enter my physical address with city for virtual cards?I understand why you need phone numbers for SMS verification, but I would consider adding some alternative way of confirmation.
One more question, what exactly are this fees that shows up during card creation?
We can also offer physical cards companies/projects. For individuals we will start offering the physical cards in about 2 weeks.
I can't find information about your telegram chat, and it's better if you write in forum when you release physical cards, with more information how to order them.