Hello! Bitcoin is a big part of my life, in both qualitative and quantitative terms.

I have been struggling with identifying how I should organise my Bitcoin. I guess we are all familiar with organising our FIAT money in several bank accounts etc.

I currently have:

• First layer wallet: 10% - 15% of my BTC in my mobile hot wallet (I love BlueWallet)
• Second layer wallet: ~30% of my BTC in a hardware wallet that connects to the internet via USB
• Non-circulating BTC: ~60% of my BTC in a cold storage air gapped device

I use my second layer wallet when I need to fund my first layer wallet, which I use for payments. I plan to leave my non-circulating BTC to my children or perhaps I will use some of it once I am retired.

I have dual backups for my wallets, stored in different places.

I want your opinion on the following:
1. What do you think about my plan in general?
2. I currently have paper backups and I plan to change my backups from paper to metal, especially for my hardware wallets. Do you agree with that?
3. Would you want to share what you do and how you organise your Bitcoin? In fact, I might be able to get some ideas from clever people in here! So please, shoot me with your thoughts!