1. You must split your coins in 2-3 wallets, to avoid losing all your coins if they are all in one wallet. But then you don't know what types of wallets to use.
2. You find what wallets to use. But then you must decide which wallet will hold the keys to the address with the majority of your money.
3. Then, you realise you must have backups for all your wallets. But how many backups and what types of backups.
4. You make the backups for each wallet. But then you must find where to store the backups.
5. You find a place to store the backups. But then you are not sure if the backups are safe.
...And I keep repeating all the steps, again and again...
Perhaps, it was necessary and a must to do in order to avoid tragic losses that commonly happen to beginners. If we all have that kind of idea, I guess only a fool person can be lost their money and lose control of their wallet.
Something I missed during my early days here but good thing I have not had bad experiences with it. But even if we do all of these things, we can't still be confident nor we can assure 100% secured from any hack attacks. Might be lucky if we are not their target but we never know in the future. But the idea of not using a single wallet to store our funds really makes sense this time since hackers are also getting smarter.