It is true that saving from a third of the income we get from salary is necessary, but not all humans can or can do that, because the work environment or the surrounding environment also has an effect. And one of them is the matter of prestige in repaying a vehicle, so there is little possibility for that person to be able to set aside his income.
This is what makes it difficult for us to develop because indeed when your prestige exceeds the clear income conditions it will be a little difficult.
I think when that happens there are a number of things that need to be done, such as not being too pushy where we are unable to carry it. Thinking further is also very important because indeed we will not be able to develop as long as the prestige is there. If it is necessary, I think you have to limit your association a little. Not meant to be divisive, but in the end you personally feel that whether it is positive or negative.