I think it's time for you to create dedicated FCF topic in forum, and I would like to see comparison with other similar services that are available right now, like
CoinDebit card I would take this with a serious dose of caution. CoinDebit card has had a problem with its service for a long time (September 2022), for now, they are under the pretext of looking for a new provider
https://www.coindebit.io/announcement although on October 7 they announced that they are very close to relaunching the service
https://twitter.com/Coin_debit/status/1578216892762042368I would say that maybe the problem is not only in changing the provider.