'Luck is what happens when preparation meets opportunity' - seneca

I believe luck is important, but if you haven't done the groundwork you won't be able to take advantage of/leverage it when it comes

Luck doesn't generally mean not doing anything and getting rich out of it, you need to throw in some bold steps and work smart, this is why I used to tell my little ones that's there is two types of luck, one is getting something when or where you least expected and this happens once in a blue moon, the other is giving in all you can to become lucky, if one doesn't work the other will, it's called hard work with some sense.