I am sorry if this hurts XRP fans and Armies on here
I think XRP will be useless in future because there won't be any need for it's existence, it won't be needed as a bridge to converting crypto coins or currencies once Fiat moves to CBDC finally. Think about it and if you think that I am wrong do drop your reason why.
The very threat to CBDC is XRP for me, not BTC.
It is your outlook mate and no one will prevent you from thinking that but for those who still believes in XRP? they looking for the win in case so ripple will progress in the next coming years.
but the problem if this will not hinder that investors to trust this coin more that what they do in other crypto on hold.