I was fortunate enough to learn about Bitcoin before it became so popular. Similarly, I'm one of the idiots who saw this as a huge opportunity to make money, didn't think twice about it, and let it pass them by.
It is because you see Bitcoin as a scam and you have been discouraged from your thinking that it will lose your money.
In your case, For almost 10 years of seeing the market situation, I believe you already realized that Bitcoin is a great opportunity to earn more than from investing locally or even from being an employee. Might it be too late on your side not to change your mind towards Bitcoin but I think you still have the chance...maybe this time you can put courage on your self and be strong enough.