Home is a place where one can rest after the tiredness of the whole day. If sitting at the resting place, the resting place must be marked with payment, if it is more painful or distressing. So,  Ownership flat is very necessary. Other wise, house rent payment is very difficult. Because, Infaltion reason house rent amount high. Otherwise, renting or buying a house with a loan is stressful and there is no guarantee of surviving the loan tenure in the future. Even repaying the high cost of the loan is a difficult matter.