One of the biggest difficults in life is to manage growing your patrimony and income, when earning minimum wage and living in poor areas where opportunities are scarce, as is the money circulating in the local economy. Some hints that could be useful:
...
everything you say here is 100% correct, simply put; many people get out of control with money just for reasons that don't make sense like wanting to be seen by people or self-reward, even though without good financial management, someone will only add debt and suffering to their life especially if the person lives in an area with a small turnover of money
* Don't forget to spend only a teeny tiny of money on wants, and only buy wants when you have a budget oversupply. Needs first always.
* Increase your income. Saving can do so much.
Savings is a very vital thing in life, it's like preparing an umbrella for unexpected weather conditions. I continue to prepare cash in preparation for unforeseen emergencies. I have learned from past experience when my child is sick, I don't have the cash to pay for the hospital, fortunately, I have in-laws who immediately give me money for my child's hospital fees, if I don't get money at that time, I will definitely lose my child.