Well it's a shame that you think that only when users have this "positive" rating or merit on them that they can be "trusted" but a newbie is by definition always a scammer
I can proof myself that i'm no scammer you have zero proof and i'm sick and tired of you telling me i'm a scammer when you have no proof of this !!
you say that people "like" me don't get loans well i see that yolo89 could get a loan pretty easily
Can you show any proof on this forum that the newbie took a loan and repaid it? You are providing an example who got a loan for the mistake of the lender and the borrower proved that s/he is a scammer. If the borrower could repay then you may say this type of words. So do not try to give this type of silly argument.