Yes, cloudbet will decline your selfie. I live in a condo and there is no street sign on the street with the name and I sent them selfie from my balcony with newspaper and today date and ID, and still they declined. Cloudbet is simply joke, and all that for funny amount of money to be mentioned
D*mn, so they really still doing this kind of sh*t.
I've never been asked by a bank to provide more than my ID at the counter
Applying bank accounts in person at the counter is always been easy in any bank at least in my place 1-2 ID is enough, unlike making an account online where lots of requirement is needed probably because digital files can be forged.