For now xrp is good since this is fast and cheaper option if you want to escape the huge fee of bitcoin also with other alts. But if you are looking forward to invest on this coin then better take some extra precaution and always follow the news to avoid unwanted incident then follow what good updates happening on xrp ecosystem. SEC issue for now is not a big deal for other investors but we still need to aware of everything about it.
Fees in Bitcoin aren't high as before but its speed is still the same. It's not that snappy enough like the XRP, XRP may win on this matter but in terms of long-term investing, Bitcoin will always remain to be the winner. SEC issue is actually a big deal because if the decision of the court is against the XRP, XRP may get delisted but if they win the case their value might improve.
There might still be people who will take a risk and invest on XRP but they will only follow the advice that you gave there which is to monitor the news so that they can decide early if they will sell their XRP to avoid a bigger loss and possibly take some profits or continue hodling and buying because they are winning the case.