As Dave Ramsey says, the money will make you more of what you already are. If depressed, you will become more depressed. If you are an alcoholic, guess what? But if you have a big good heart, you can even change the world. So it's not the money that's the problem, it's people's intentions and values that drive their actions with money.
I hiighly agree, it all depends on the heart of who is holding that money. It is the person's intention on what to do with the money. It was stated that it is the love for money that makes people wicked and do dirty things to acquire them. Money is just a tool, the evil one is the person using that tool.
This is highly misunderstood verse from the Bible because people tends to cut phrases and forgot the lines before it or don't even bother to understand at all.