As Dave Ramsey says, the money will make you more of what you already are. If depressed, you will become more depressed. If you are an alcoholic, guess what? But if you have a big good heart, you can even change the world. So it's not the money that's the problem, it's people's intentions and values that drive their actions with money.
Without even being told by Dave Ramsey, money does not create any problems in this world and is also not the source of any problems in this world. Because all the problems that occur in this world are based on the intentions and desires of people who live in this world with various goals in their hearts, including for the purpose of adding wealth by accumulating more money.
So the first trigger for every problem is human beings with myriad desires, not money. Because money was created to be a medium of exchange or a means of payment even though it can be used to solve every problem in this world. So in general I also agree with what Dave Ramsey said about money.