If there isnt really anything out that is relatively safe i am happy to continue hodling it on my ledger. But if any of you guys are aware of something new that i havnt heard of please feel free to let me know thanks.
This is the best option right now. To just hold.
I'm holding Bitcoin for 2 years already and until now, I didn't think of my Bitcoins being used to lend out to these platforms that offers lending where you can earn somewhere around 5% or more per year. Kind of attractive, but I won't risk it.
You already said that you're lucky that you dodge the bullet against Celsius, and there are some who are lucky as well when Gemini ended their Earn feature. Sometimes, just idling your Bitcoin is a better and safer decision because I don't see any way either for my Bitcoins to earn more Bitcoins aside from it being lend to somebody.