Seems weird scenario has been created on my mind

If the transaction became successful then either goku or you might have a proof of transaction saying you lend some money to someone or either goku have proof of payment to show to the lender you have proof of that transaction.

Then either goku or you will ask another big loan to different lender and after successful getting a loan to unfortunate lender then possible loan default might happen.

Hopefully I'm wrong with this speculation.

Seems @Direwolf got a good catch here so I think this one deserve a neg tag.