if you use borrowed money to buy altcoins in this category > no track record yet - reputation - use case - new project, then I guarantee 1000% you will lose.
Even if you invest in reputable altcoins, topcoin has no guarantee you won't lose. There is no guarantee that a reputable project will not collapse, investing in altcoins is more like gambling than investing. Looking at CMC, I barely see the top altcoins of 2017 anymore, some have been replaced, some are gone forever. I don't hate altcoins but when investing in altcoins, define it as gambling.
Altcoin projects always introduce new technologies, utilities, and use cases...but have any projects been applied in practice yet? Not yet, all it's a game of pumping and dumping.