Anyway, it's easier for them to meddle with users funds and do what they feel like, FTX Sam was caught doesn't mean he is the only bad actor, others aren't pure as well.
No matter what you plan to do on centralised exchanges, do not trust them.
We should not trust the top or lower-rated exchanges in general, as they are known as central exchanges that are controlled by people and institutions, and if anything happens to the centralized exchange platform from hacking, bankruptcy, or any reckless action by its team, it will be many, many affected users who trusted this centralized exchange blindly and saved their funds on it, Sam Bankman gave us a strong example after his centralized platform destroyed the hopes and fortunes of traders and investors, so we should not be a victim of another exchange platform, what will we lose if we buy a popular hardware wallet with some money and we kept our assets on it, losing some fees is better than losing all your wealth in the event that something happens to the centralized exchange platform that you support.