A gambler may not have savings due to a variety of reasons. Gambling can be addictive and the thrill of winning big can lead to excessive spending and a lack of self-control. Additionally, if a gambler consistently loses more than they win, it can lead to financial difficulties and an inability to save. Gambling can also be an expensive activity, with some individuals spending a significant portion of their income on betting and games. Furthermore, the temptation to chase losses and try to win back money that has been lost can also result in further financial strain. It is important for gamblers to be aware of their spending habits and to engage in gambling responsibly in order to avoid negative financial consequences.