Just think about the reasons why so many governments of the world are against cryptocurrency.
You are correct that crypto currencies can potentially play an important role to address issue of unequal distribution of wealth by empowering individuals to take control of their own
This is a fairy tale... A kind but naive fairy tale about universal equality. As much as you would like, but cryptocurrency will not change the standard of living of anyone. ....
It is true that crypto currency alone may not necessarily solve all the issues related to economic inequality, it is incorrect to say that it can't play a role in improving financial access and reducing poverty. Adoption of crypto currency will provide easy access to millions of unbanked individuals through smart phone and internet, it can potentially reduce corruption as transactions made on block chain are on a public ledger & transparent.
Decentralization of financial system will reduce the concentration of power with a single entity, such as central bank, this can help to promote financial stability.
Of course, these potential changes come with their own challenges and difficulties, such as, need for wide spread adoption, the development of user-friendly interfaces and reduction of volatility in crypto currency prices.
Nevertheless, it is important to consider the ways in which crypo currency could potentially improve the financial system & promote economic equality