I am sorry if this hurts XRP fans and Armies on here
I think XRP will be useless in future because there won't be any need for it's existence, it won't be needed as a bridge to converting crypto coins or currencies once Fiat moves to CBDC finally. Think about it and if you think that I am wrong do drop your reason why.
The very threat to CBDC is XRP for me, not BTC.
You're right about that. Especially when XRP is a centralized coin that has no real use cases in the mainstream world. Once CBDCs are launched (especially the US Digital Dollar), you can say goodbye to XRP for good. I don't get why there are so many people supporting XRP, when it goes against what crypto/Blockchain tech established in the first place. Using XRP is like using a traditional bank in the Fiat world. It's simply not worth it.
I'd say XLM is a better alternative because it's backed by the community. The cryptocurrency has the same design as XRP, except that it's focused on decentralization (sort of) more than anything else. People are free to choose which coin to invest into, so the market will ultimately decide how much XRP will be worth in the long run. As long as you don't put all of your eggs in a single basket, you'll have nothing to worry about. Just my opinion
