The very threat to CBDC is XRP for me, not BTC.
Even without the arrival of CBCD, the future of XRP is uncertain, as far as I know the lawsuit between XRP and the SEC is not over yet. So investing in it now is extremely risky, if XRP can't win the case, the possibility that XRP investors will lose everything.
We have more options than XRP, we don't need to risk that meager profit. Regarding altcoin investment, we have BNB, the return is not bad, I will choose BNB instead of risking XRP.
I agree 100%, I almost forgot about XRP when the lawsuit between Ripple and the SEC started in 12/2020. The purpose of XRP is to become a cross-border payment currency - universally accepted. That is the advantage and also the disadvantage of XRP. It is within a more centralized framework, knowing that times will change and how the market will decide to use it differently, but XRP does not show that potential. More new and potential options as well as safer such as ETH, BNB, Polygon
with this so much bad happening in Ripple ? and XRP continues being declined(because of that case from SEC?) i think it is much better to choose on those given coins than supporting more this coin fo now , not unless they won that case and be open again? but that would definitely damage their reputation in long term as it is going to 3 years and still no good news and progress.