If you plan to hold BTC for the long term or until it is 100k usd, you may want to think over the choice of the wallet you claim you are going to use, if you want to hold BTC for the long period, it should not be in a hot wallet, i would advice you invest in a hardware wallet for the best security, or set up a wallet like electrum on an airgapped device and operate it offline in a safe enviroment. Do not hold your BTC in wallets or apps of centralized services and exchanges.