Hello there,
As I was driving earlier, this thought came through my mind. I've been accumulating Bitcoin for quite some time now, and at some point eventually I'll have to withdraw it in fiat, at least some of it. I'm not sure when that time will come, and I'm definitely not selling for anything below $50,000, but that's another story. However, I've always kept my bitcoin away from exchanges, and I prefer that it stays that way for obvious reasons that have been discussed numerous times in the forum.
Not only do I want to avoid exchanges but also banks, which is currently the most convenient way to withdraw money, but if I were to move funds to a bank account, they'd get taxed at 24%, which is a huge percentage. I've also thought about Bitcoin ATMs, but the majority of them here require some sort of KYC and feature expensive fees, although they may still be a better option than bank transfers. Is there an actual, reliable way to exchange bitcoin for cash in hand? My best guess would be a P2P transaction in person, but that's quite unlikely.
I would've suggested using P2P since you're biggest enemy here will be the banks but you mentioned how you wanted to stay away from exchanges as much as possible so yeah. But in totality you wouldn't really have much options left if you were to rule exchanges out of your options, as you can easily take money in and out of exchanges nowadays, especially with Binance. Although honestly speaking you could still retain that sense of anonymity if you were to just withdraw money from that you need or want. You don't have to haul every single satoshi on your wallet and put it over an exchange for withdrawal, unless that's what you want. I myself have been off the radar relatively by keeping a cold wallet with me. If I find that I need to cash out a few extra bucks, I do so by transfering the exact amount I need plus extra for gas fees and I call it a day. I guess you could do the same thing as well.