Im getting very close to 200k RPs and wish to continue my quest of reaching 1000k RP. If conditions are favourable by that time then I might just convert them to Satoshi. However, it is still my imagination. Its gonna take years to achieve that level and convert.
That is a very impressive achievement, congratulations!
But be careful, the road to 1M RPs is really long, and once you reach this mark, there are serious risks bitcoin will be on a much higher price range, what can consequently make freebitco.in's staff team to reduce the currently exchange rate of 1 RP : 1 satoshi to something like 1 RP : 0,5 satoshi.
Also, these RPs could be already generating daily interest if converted to
BTC.
Exactly !!!
If I were at this place I would simply exchange the RPs to satoshi once I reach the minimum target of 100k RP.
One thing which is obvious is that freebitco.in would not increase the exchange limit but it may or may not decrease the exchange limit as you have mentioned.
Example: It may become 1 RP = 0.75 sats or 0.5 sats but they wont increase it to 1 RP = 1.5 sats
So it's better to exchange it now while the exchange limit is reasonably well and enjoy the 4% APY on it.