It's crediting the user's wallet automatically after the cut-off time, but what do you think is better? crediting the rakeback automatically to the user's wallet or user able to claim it manually from the rakeback page?
For me its manually claim for the rakeback on the rakeback page is more appropriate since user can check how much they earn and store it safe first so that they will not spent if they are currently doing gambling. Also making it automatically credited the moment player place a bet is a cool feature too for a better tracking on rakeback earned.