@jjg...you are posting pure nonsense.

@bitebits reference analyzed ALL scenarios and the conclusion is there:

"LS consistently outperforms DCA across all time periods, short term and long term.
The longer the time period, the more LS tends to outperform DCA."

You can't fight the math...but, of course, you will.

Hiding behind "normies" having no money, etc etc does not mean that what you peddle is correct.
"Normies" have money, and if they don't, they could even borrow some against some property if they want to get a lump some.
I did it myself a couple times in the oughts.
In fact, we both know that my LS strategy vastly outperfomed your DCA.