Do you know the safest way to stake stablecoins without breaking the bank? Also, do you think it's worth it? Or should I consider other options? Any suggestions and/or recommendations would be greatly appreciated. Thanks in advance. 
There's no safest way to staking your stable token safely. 
CEFI or DEFI is the same. There's no real decentralized finance. All of these platforms were under control by some people. APY is really small for a legit platform. Even if you do try to stake with high APY and the risk become even higher too.
Staking in CEFI that fully compliance with regulation may become the best way. The celcius case was making me worried staking in DEFI. Once the platform down and you can't get back your money. It's not worth it for me to stake stable tokens.