Its a rip off to scammers looking to unload stolen accounts and cards. Anyone can get a fake ID and cards, stolen accounts. That seems why these new buy btc by credit/paypal are limited to 25 bucks or so. Hopefully a trust system can be implemented to purchase larger amounts
What exactly are you trying to say?
"Its a rip off to scammers"? What?
If anything, scammers are doing the ripping off. Bitcoin Insanity is the only one taking the risk.
There are fraud detection methods set in place to prevent that from happening.