How is it time consuming? Your assessment is ambivalent. I saw your account was registered barely four days ago and I believe this comment is contradictory. Perhaps, you should revisit this topic a year later to judge if you actually meant what you said here now. For all I know, apart from a few times in the past where the chains were congested and transactions were a bit lower, there are no financial transactions that are faster than doing it through cryptos. I've been waiting for two working days now to be credited for a fiat transfer I did to a trading platform. Were it a crypto transfer I'm sure it wouldn't have taken more than 1hr to reflect in my account. Now I understand why Satoshi said Bitcoin would cut off middlemen.