XRP had a potential one like Ethereum,but the project suffer a lot problem.They need to face all the cases legal and solve the problem.Now the trade of XRP is allowed only after you verified kyc.Not only in CBDC,XRP also had in many exchanges,but it allow us to buy after the kyc was verified at that exchange.The reason was it allow only limited trusted people to hold their coin.Because the XRP team know,they will shine in the future for sure.I had requested all to hold for longer period to earn more from it.