Re: Thinking of separating my holdings into two physical locations.
It means you won't leave your seed but a signed transaction with a timelock, it implies to create a new transaction each time you spend some funds or you receive some if you want to transmit all your funds.
A timelocked transaction set up should be used with your cold storage wallets which are not making frequent transactions. Further, it is trivial to create a new timelocked transactions when you are using that wallet, and the whole process of creating the transaction, signing it, and printing it off or sending it to someone else can be done under a minute.So it's a convenient solution only if you don't hold much funds in altcoins
Fair point. I don't hold any shitcoins so I don't ever really consider that angle.There is a difference between knowing that you own bitcoins and having access to them, in the same way as knowing you own a smartphone and knowing its pin code for example.
But if you are concerned about your spouse being a gossip and making you a target, as posters above have suggested, then both are just as risky.does every spouse know all of the other spouce's bank accounts? probably not.
Then why get married if you have so many secrets you want to keep from the other person?well you have a boat
Prove it. 