I couldn't comprehend your writeup but I want to assume that you are asking if you can invest up to 60% of your income in Bitcoin. Investment is a personal journey and it depends on your plans and financial projections. 60% is not a bad sum to invest in Bitcoin because you could also make a high profit because you invested more. The clear picture is that the percentage of your income you invest is also the risk, profit and loss percentage you might have. So if you are able to take the risk, it's not a bad idea. For me, I invest lower than your benchmark.