You should be afraid if you have not yet experienced any challenges, because are always certain to happy in business and with mostly new introduction to a business. If you have not faced any challenge, expect them and hope that the day they come, they do not become challenges that you are not ready to handle.

They say HODL as much as you can, not HODL till you die. What will be the point of holding bitcoins until your death when it has no use to you then?