The main focus was to reintroduce lost coins, thereby keeping a constant quantity of money (energy) in circulation.

Code, which would be the neutral entity performing the process, wouldn't steal people's money. An address owner could "reset" the clock whenever they make a transaction through it. Much like when you breathe: 109 years would be the time for a wallet to die, and the energy (money) into it to be reintroduced into the network.

The wallet owner would then verify that the coins in the wallet address are still active, potentially able to circulate again (actively managed by an owner). If this doesn't happen, the code will resolve the situation.