I don't really understand this part, isn't money itself the tool we use to buy things with? So we can't really buy more money. Except for our monthly salary it's hard to increase income in short period of time. Building an investment portfolio is important for the long term, but it's not a means to generate new income very quickly. In case we try to go for big profits we will have to accept a lot of risks which could lead to us losing money. For me the best way to try and get some additional income that I can use to invest is to sell things that we don't need anymore in the family. I have been using ebay for almost 10 years now, it's a great way to get rid of older things at home that still have some value. The most important thing right now is to invest money and get returns that at least cover the inflation rate, otherwise we are losing value each year.