So with a bit of testing. It looks like even if you get past the purchasing of the card and getting the activation info you cannot activate the card using any known VPN IP. Will just fail. If you get around THAT and get it activated you cannot use it in some locations. Did a few tests with people. Some worked some did not. Will let them comment in the thread if they want to discuss.
I'll comment: It's one of the reasons I prefer crypto

All those fraud checks are meant to prevent fraud, but don't include the privacy conscious user who just wants to pay something without sharing their real information. Maybe it will get better once they roll out prepaid creditcards to other countries.
Thanks DaveF for testing.