Have you checked your attitude towards money lately? What is "your dream"? bigger home, a bigger car, private schools, branded drink, gold?...
Money for for things that are important in life: you family, your people, health, well being, ... Do not be afraid to spend the money on your people when they really need it, but be wary of spending it on stupid things and if you think your car and your clothes are important, you may want to start thinking if you have any significant goal in life and where does it get you in the next 10 years.
Money is very very important I don't worry man does not have money it is when you see the loyalty of a man but when man have money you will see the difference in money will see some certain attitude that comes out from a man so money is very important or form everything you are doing today without money you cannot be able to carry out the activities