Most times it is not necessary you must wait for your financial flows though. If you checked I stated it clear that I was expecting a payment which was supposed to have been credited but was still pending I could not wait for it to be credited as the pressure was high to making sure that issues was sorted out immediately.
Have you considered taking out a loan or something like that?
I think lenders will be willing to give you a loan of a certain amount, but you just have to convince them that the conditions are met.
Besides, I don't know how much funding you need and what the goal is. Urgency should be clearly classified, but if it involves the safety of your family or anything that puts their health at risk, then sell your bitcoin to save them. It is the most good option instead of spending time looking for a solution.
A loan could get him into deep trouble if Bitcoin continues its downward trend for a short while and he is gets into the same situation again. As you said we don't know the exact circumstances and conditions, but as you can just see Bitcoin is fighting to keep the 22k range and could as likely go down as it could go up. If someone now accepts Bitcoin as collateral but it drops in price, the overall situation could get even worse.
Eventually, you are right that health should in every case be priority one, as no amount of Bitcoin in the world helps you when you are seriously sick. Rather bite the bullet and sell the Bitcoin than bite the dust!