The thing that we should avoid the most and this is actually something that makes a lot of people experience losses and even experience ruin in their finances. it is the level of Speculation Domination within us is too high. This is a habit that arises in someone who does more speculation and is even used to speculating in his life, including in business and in his financial arrangements. this type of person is always lacking in analysis, they are too lazy, but they have a high degree of greed. they have big dreams and usually these people have the advantage of an extraordinary courage to try new things. this type is not always bad. sometimes they also get lucky. but just relying on luck is another danger that threatens our financial. speculating at a reasonable rate is normal. but too much speculation is a dangerous thing.