I do believe that it is good to just continue to buy BTC on a regular basis especially if you consider yourself to be personally in an accumulation stage, and buying regularly is one of the best ways to just ongoingly continue to make progress in terms of building the number of BTC (satoshis) that you have.
At the same time, for sure you can keep a bit of fiat on the side for buying on dips and even allocate some of that money that you are holding to the side to buy at certain price points (if those price points are ever reached) while at the same time, recognizing that it is possible that your money in reserve that is held for buying on dips might not get spent because they BTC price might not go down to the price points that you have assigned for those various allocated amounts... and you can continue to reassess along the way regarding how much money that you want to hold in reserves for such possible buying. and sometimes there can be some frustration if the BTC price is going up and you have not employed those reserves yet the longer that you are in bitcoin, then it is likely that the less bothered that you become about continuing to hold some money in reserves that does not ever seem to get spent.
Yes, it is, when for a long time fiat accumulates, then you start to think that these savings should work, but they are simply stored idle. You also think about whether the fall will continue and how significant it can be, whether we will reach a new botton. But in any case, I continue to buy, to some extent I listen to your advice and continue the aggressive policy of investing in bitcoin. No one knows how long we will still be at these values, perhaps we will be near the bottom for the whole of 2023, and perhaps growth will begin earlier, no one knows.
Of course, it is very tempting to want to engage in trading, and personally, I do not consider it to be a good idea to sell bitcoin with the thought of buying back lower, even though sometimes you can sell a little bit on the way up, especially if the BTC price is seeming to go up outrageously a lot and then just hold that money on the side in case the BTC price goes back down..
Yes, it seems too risky, selling bitcoins for speculative purposes is perhaps too big a risk. I am now thinking about how good an idea it is to try trading with the set aside money, or rather, some part of it, insignificant compared to the total amount. I dont know yet, just thoughts, I talked with many people and most of them say that long-term investing always brings better results than trading, so maybe I should just listen to experienced people and just buy bitcoin for long-term investments, as I already do quite a long time.