Any loan and for any matter always has rules that must be understood from the start or before taking a loan by everyone, and the only thing that has the most logical reason for making that loan is when someone starts to feel an urgent need for their business capital. Because apart from that, it will be very difficult for someone who takes out a loan to pay it off at a later date because a loan that is not used for capital or put back into business will not be profitable at all.
This responsibility lies entirely with the one who takes the loan, since he is provided with an agreement with the conditions that need to be thoroughly studied. The same applies to all user agreements, by signing which we agree to the terms (when we register on the exchanges, each of us signs such an agreement, but who read it in full?) And this is all the responsibility that you need to think about beforehand, just like It is worth thinking about whether it is reasonable to take a loan for any investment.
I said that taking out a loan is not recommended for anything, because it has risks. When borrowing means that someone has to be returned in a larger amount, even if it is in installments, we never know someone's economic situation will run smoothly or not until the loan is paid off at least. Suppose we borrow money to open a business, which is roughly possible because it will produce money because the money is played back. But the problem is that the business will not succeed immediately, so there is a gamble here. So I personally definitely don't recommend it.
You can take loans if you have a stable income and enough money to pay for it in time because if not, you will only feel stressed and might be in trouble in the future. As much as possible, avoid borrowing money if you can still find other alternatives to sustain your needs because it can affect your mental peace in so many ways. If you like to invest, then save and work for it rather than rushing things out by borrowing. Bitcoin investment has risk so loaning will not be a wise idea.